- The health policy provides for reimbursement of hospitalization/domiciliary hospitalization expenses for illness/disease suffered or accidental injury sustained during the policy period.
- Under this scheme the expenses for treatment in a hospital for an illness or injury are insured.
- It does not cover for any expenses in respect of domiciliary or outdoor treatment.
Covers
- Hospitalization due to accident or illness.
- Ancillary services like ICU/CCU room, post-operative room, blood transfusion, special investigations, etc.
- Labor room services.
- Intensive care facility.
- Oxygen therapy.
- Skilled nursing services.
- Blood transfusions.
- Ambulance services.
- Dressing while in confinement and test other than the routine investigations.
Three plans
- Basic Plan
- Standard Plan
- Super Plan
The total maximum amount of cover shall limited to BDT 25,000/- for each year.
| Costs, charges and fees per confinement in respect of : | Amount Payable |
| Hospital accommodation (including all room services and telephone charges) | Actual cost (maximum BDT 600/- per day) |
| Consultant’s fee | Actual cost (maximum BDT 300/- per day) |
| Routine investigations | Actual cost (maximum BDT 1,000/-) |
| Medicine & drugs prescribed by the Consultant | Actual cost (maximum BDT 2,000/-*) |
| Intervention for : Major surgical operation Intermediate surgical operation |
Actual cost (maximum BDT 15,000 per case) Actual cost (maximum BDT 10,000 per case) |
| Ancillary services as follows: Labor room services, post-operative care facilities, Oxygen therapy, skilled nursing services, intensive care facility, blood transfusions, ambulance service, dressing, tests other than routine investigations |
80% of the total amount (maximum BDT 3,000) |
The total maximum amount of cover shall limited to BDT 50,000/- for each year.
| Costs, charges and fees per confinement in respect of : | Amount payable |
| Hospital accommodation (including all room services and telephone charges) | Actual cost (maximum BDT 1,200/- per day) |
| Consultant’s fee | Actual cost (maximum BDT 500/- per day) |
| Routine investigations | Actual cost (maximum BDT 1,000/-) |
| Medicine & drugs prescribed by the Consultant | Actual cost (maximum BDT 4,000/-*) |
| Intervention for : Major surgical operation Intermediate surgical operation |
Actual cost (maximum BDT 15,000 per case) Actual cost (maximum BDT 10,000 per case) |
| Ancillary services as follows: Labor room services, post-operative care facilities, Oxygen therapy, skilled nursing services, intensive care facility, blood transfusions, ambulance service, dressing, tests other than routine investigations |
80% of the total amount (maximum BDT 6,000) |
The total maximum amount of cover shall limited to BDT 75,000/- for each year.
| Costs, charges and fees per confinement in respect of : | Amount payable |
| Hospital accommodation (including all room services and telephone charges) | Actual cost (maximum BDT 1,500/- per day) |
| Consultant’s fee | Actual cost (maximum BDT 500/- per day) |
| Routine investigations | Actual cost (maximum BDT 1,500/-) |
| Medicine & drugs prescribed by the Consultant | Actual cost (maximum BDT 6,000/-*) |
| Intervention for : Major surgical operation Intermediate surgical operation |
Actual cost (maximum BDT 15,000 per case) Actual cost (maximum BDT 10,000 per case) |
| Ancillary services as follows: Labor room services, post-operative care facilities, Oxygen therapy, skilled nursing services, intensive care facility, blood transfusions, ambulance service, dressing, tests other than routine investigations |
80% of the total amount (maximum BDT 8,000) |